They're just not content with charging every students thousands upon thousands of pounds every year that we are at university. They want to cost us graduates an extra £500m per year interest.

It will take me more than five years before I start paying off the capital on my £9,000 student loan [plus, of course, my student account overdraft]. I will start paying off the hundreds of pounds that has been added as interest on my loan next month, so I will be about 28 before I even start paying off the capital on my loan.

Why is this? Because in 2003 the government decided to change the official measure of inflation from the Retail Price Index (RPI), to the lower Consumer Price Index (CPI) - but without changing the Student Loan interest rates. Luckily for me, I am earning more than the minimum amount for graduates to start paying off their loan - £15,000 - already, so I'm less screwed than many.

Graduates are to be used to plug the holes in the government's finances. Because we're easy to target and have no choice. What a bunch of bastards.

I also haven't received any information from the Student Loan Company in at least two years. So the bastards can't even be arsed to let me know how much I owe them, yet they're going to start taking it out of my paycheck anyway. I hate the lot of them.